What's in the Exit Transition Report?
Reviewed: September 2026
The Exit Transition Report is a professional PDF of your calculator results — charts, checklists, payment breakdowns, and UC guidance you can keep, print, or share with an adviser. Same engine as the free calculator; the PDF packages it for when you're negotiating, signing, or planning your next steps.
£9.99 one-time. No subscription. Competitors charge £50–£80+ for settlement analysis — we focus on clarity at a fair price. Your figures stay in your browser until you download after payment. The report is an estimate — not tax, legal, or benefits advice.
What's inside (typical report: 10–14 pages)
Everyone gets
- Cover page & table of contents
- At-a-glance summary with visual waterfall chart
- Line-by-line payment breakdown with tax treatment
- £30,000 exemption meter & detail
- Full tax assumptions table
- Employer questions checklist (tick boxes)
- Suggested next steps & GOV.UK source links
If you selected Yes or Not sure for UC
- Earnings vs capital split with line detail
- Capital band indicator (£6k / £16k visual)
- Household savings snapshot & tariff estimate
- Illustrative transition steps
- Threshold guide — what changes at each band
- Claim timing checklist
- Assumptions, warnings & UC employer question
If you compared two offers
- Side-by-side comparison page
- Gross & take-home difference in plain English
- Tax difference breakdown
- UC capital & tariff difference (if UC included)
Sample report pages
Example figures: £20,000 redundancy + £6,000 PILON, receiving Universal Credit, £2,000 existing savings. Your PDF uses your numbers and only includes sections relevant to your choices.
Scroll through the sample below. Your PDF uses your numbers and only includes UC sections if you selected Yes or Not sure.
Personal exit package analysis
Exit Transition Report
Redundancy Take Home
Estimate based on your calculator inputs — not tax, legal or benefits advice.
Report contents
- Executive summary3
- Payment breakdown4
- £30,000 exemption5
- Tax assumptions6
- UC earnings vs capital7
- UC capital snapshot8
- Claim timing checklist11
- Questions for your employer12
- Next steps & sources13
Your package at a glance
Line-by-line breakdown
| Payment | Gross | Treatment | Est. net |
|---|---|---|---|
| Enhanced redundancy | £20,000 | Qualifying | £20,000 |
| PILON | £6,000 | Taxable | £2,400 |
| Total | £26,000 | £22,400 |
Exemption usage
£20,000 of £30,000 used · fully covered · no taxable excess
| Qualifying payments | £20,000 |
| Exemption used | £20,000 |
| Above exemption | £0 |
Household capital band
Your estimated capital: £24,400 (above £16k threshold)
| Existing savings | £2,000 |
| Net redundancy to capital | £20,000 |
| Est. monthly tariff | Above £16k — UC normally unavailable |
Universal Credit split
Counts as earnings if received after you claim UC
Counts as capital when received (after tax)
Illustrative only — not a DWP entitlement calculation.
Before you claim or sign
- Confirm exact payment date for each component
- Decide whether to claim UC before or after final payslip
- Ask employer which amounts are earnings vs capital on payslip
- Keep bank statements showing when capital arrived
- Track when capital may fall below £16k if you need UC later
Before signing your agreement
- How has PILON/PENP been calculated?
- Can you issue separate payslips for PILON, holiday and redundancy?
- Which amounts will be reported to DWP as earnings vs capital?
- Is any part classified as non-qualifying termination payment?
Why people buy it
Before you sign
Check whether PILON, holiday and redundancy are split correctly — and know what to ask HR in writing.
Planning UC
See capital bands and claim timing in one place instead of piecing together forum posts.
Comparing offers
A higher gross offer isn't always higher take-home. The comparison page shows the real difference.
What it is not
- Not an official HMRC or DWP calculation
- Not legal advice on your settlement agreement
- Not a guarantee of what your employer will pay on your payslip
- Not stored on our servers — download relies on browser session data
Enter your package, get a free estimate, then purchase the PDF from your results if you want it.
Related: Calculation methodology · Redundancy & UC guide · How it works